Let us emphasize that if you sign up TODAY... Your one-time “set-up fee” is on Red Steagall...! And, that Heartland offers a 30-Day NO QUESTIONS ASKED Refund Policy... Use it all you want! Enjoy MAJOR Savings, Call A Doctor, Try the Dental Plan, Have Your Car Towed… Enjoy ALL the Benefits you want! If You are NOT 100% Satisfied with Your Membership... Your Dues will be refunded